Remortgaging your home can free up equity and/or allow you to get a better rate of interest.
You may be looking to remortgage your property:
- Following a relationship or marriage breakdown
- Due to a new marriage or cohabitation
- To secure a second mortgage
- To pay off debts
- To use the funds for a special purchase or as a gift to someone else
Once you have decided to go ahead with a remortgage, it is vital that you instruct a solicitor to manage title checks, searches, redemption of existing mortgages and money transfers on your behalf. You will also need a solicitor to act as a witness when the mortgage paperwork is signed.
We are on the vast majority of mortgage lenders’ conveyancing panels. As such we can act for both you and your lender, simplifying the process for you.
Our conveyancing team works closely with our family law (link) and private client (link) teams when dealing with re-mortgages linked to relationship/marriage breakdowns and administration of estates respectively. We also have experience dealing with negative equity situations.
In conjunction with our commercial team, we also assist clients taking out residential mortgages to fund business development and commercial loans supported by charges against residential properties.
The team at Farleys have a great deal of experience working with mortgage lenders such as banks and building societies to ensure your remortgage goes as smoothly as possible. We understand that clients looking to remortgage will often require the money to be released quickly so the funds can be used for their chosen purpose so we work efficiently; keeping you updated throughout to ensure the process is completed in as little time as possible.
Our specialist team of solicitors and quality assured remortgage conveyancers offer a professional service with a down to earth approach, cutting out the legal jargon and keeping you informed throughout, so your experience will be a stress-free one. We will ensure all of the legal aspects of your remortgage are covered so you won’t be left with any nasty surprises.