Enforcing a County Court Judgement

After you have secured a county court judgement on your debt recovery case ordering your debtor or debtors to repay all outstanding funds, you are required to enforce this judgement.

The experienced debt recovery solicitors at Farleys are capable of advising you on the most appropriate method of enforcing a county court judgement on your debt recovery case. Typically, one of the following methods will be used to recover your outstanding funds:

(a) Apply to Court for a Charging Order

If your debtor is the owner of property, for instance a residential home or business premises, a charge in your favour may be registered against this property. Once a charge has been registered, you can either wait for the property to be sold or you can make a further application to the Court for an order that the property is sold and the debt satisfied from the sale proceeds.

(b) Warrant of Execution

Under debt recovery law, an enforcement officer can be instructed to seize and sell goods belonging to the debtor until the debt is repaid. This success of this method depends entirely upon the value of the physical assets owned by the debtor, if they own any at all, and also whether or not the location of their assets is known to the Court.

(c) Attachment of Earnings

If the debtor is employed, their employer can be ordered to pay a proportion of their salary directly to you. If your debtor is self-employed, this would not be an appropriate method of debt recovery.

(d) Third Party Debt Order

Under the terms of a Third Party Debt Order a third party, such as a bank, which owes money to your debtor can be ordered to pay that money directly to you in satisfaction of the Judgment sum.

Contact Farleys Solicitors

If you are interested in finding out more about UK debt recovery law, contact Farleys Solicitors' debt recovery team on 01254606090 or e-mail us. We are capable of providing you with clear, reasoned legal advice on every aspect of the debt recovery process.